5 Reasons You Should Always File an Injury Claim
Man’s boot about to step on a banana skin on the ground - Image Courtesy of Pixabay
Suffering an injury at the hands of someone else will put you and your family through emotional distress at the least and could cost money. But you can file an injury claim to cover the effects.
It Wasn't Your Fault
In most cases, when someone is hurt in vehicle collisions, a fall at work, or as a result of neglect, it's almost always not their fault. However, if you have suffered at the hands of someone else, the results can have a severe impact on your life. Especially if you have done nothing wrong and don't deserve it. For example, it may not be you who is liable in a public transportation accident. Instead, the driver was at fault for braking too hard, causing you to hit a rail and shatter your jawbone. A horrific injury that is likely to cost money due to loss of earnings and medical bills.
Expenses and Costs
In some countries, like the United States, medical insurance is essential because there is no national health service like in the UK. Therefore, your medical bills are covered, and you can make a non-fault claim through your insurance provider. Consequently, you are covered for some or all of your medical bills. But Even if it wasn't your fault, your medical insurance premiums will increase. So, your insurance could increase by as much as 12%, especially if circumstances may increase the chance of further incidents.
Loss of Income
Fortunately, most personal injuries are non-life-threatening and may result in broken legs or another injury that will heal in a relatively short space of time. However, some injuries are more severe and could see you out of work for a year or longer. But even if you are off work for a month or two, you will lose money. Therefore, you should always make a claim to cover the loss of money you would otherwise have been able to earn. This means you are put into the position of profitability you would have been where it is not for the carelessness of the offending party.
Accountability of Others
Further to carelessness and neglect of the offending party, a claim is a further indictment that holds someone to account. A personal injury claim essentially makes them pay, adding to their legal problems. But even in the event, there are no legal proceedings, a claim ensures the offending party at least shoulders some responsibility for their careless actions. While their insurance providers will handle most of the proceedings, successful civil claims could lead to more comprehensive legal proceedings in criminal courts. Liaise with a Personal Injury Attorney and discuss with them what active steps you should take and what the potential outcome could be down the line.
Time is of the Essence
One of the worst things you can do is sit on a claim. From the minute an incident happens, time is against you. Unless there is clear evidence of someone's fault, they will effectively be thinking of their defense. Therefore, you need to document as much as you can and as clearly as possible. And you only have a limited time to present your claim against someone else. While your injuries might prevent you from working on your case immediately, you may run out of time if you do nothing. You have three years to file a claim from the date of an incident.
Summary
You only have three years from the date of an incident to file a claim. So, work on your case straight away to cover medical expenses, loss of earnings, and hold someone to account.